Insurance & Property Damage

Has your property damage insurance claim been denied? Has your claim been underpaid?

Let us help you take the necessary steps to rebuild. Whether you own a home, boat, commercial property, or business which has been impacted by a loss, the attorneys at Chavin Mitchell Shmuely know full well the methods the insurance company will use to underpay or deny your claim. Our qualified team features former insurance defense attorneys, who now successfully represent individuals and businesses in actions against insurance companies which engage in unfair tactics to avoid fully paying claims.

Policyholders pay premiums to insurance companies to protect their covered assets from all manner of unexpected events, such as pipe bursts, theft, acts of vandalism, natural disasters, and more. When an insurance company contractually agrees to cover losses and then breaches that agreement, then you, the policyholder, may also be entitled to “bad faith” damages.

Insurance bad faith can include situations when insurance companies:

  • Fail to promptly and thoroughly investigate a claim

  • Deny coverage based upon an unreasonable interpretation of the policy language

  • Deny coverage on unreasonable or “pretextual” grounds

  • Purposely delay or stall payments

  • Refuse to pay the full value of the claim

At Chavin Mitchell Shmuely, we have more than 40 years of combined experience on our side, and we know how to close the loopholes, and prevent the insurance company from evading its obligations to you. When the insurer refuses to uphold its end of the bargain by arguing that your claim is limited or excluded under the policy, we will fight for your right to reimbursement.  Some examples of potential claims include:

  • Business Losses

  • Construction Defects

  • Damage to Goods

  • Fire Damage

  • Loss of Use

  • Mold and Bacteria

  • Pipe Bursts

  • Sinkholes

  • Theft and Vandalism

  • Water Damage

  • Water Leaks

  • Wind Damage

 

CALL OUR OFFICE TODAY FOR A FREE CONSULTATION

Consultations with our attorneys are FREE and require no commitments. All cases are taken on a contingency basis, which means you pay nothing, and we receive nothing unless you win your case by way of settlement or verdict. Even if you choose not to move forward with your case, our lawyers would still like to offer you their assistance so that you can make an informed decision.

You may contact us by phone, e-mail, or complete the contact form below and a representative from our team will be in touch with you as soon as possible.